Chiango Chia

The capstone

The question: should Meridian Financial Services approve production deployment of a loan underwriting system that decides 94% of applications automatically?

The system: a third-party credit model that auto-approves, auto-denies or routes small-business loan applications to manual review, which makes it a high-risk AI use case because it affects access to credit.

What the capstone covers

• Intake and risk classification of a high-risk AI system
• An AI risk register covering fairness, explainability, automation, vendor and human-oversight risk
• Third-party model and vendor review
• Human oversight, exception review and appeal procedures
• A production-readiness recommendation for leadership
• Applying the EU AI Act, NIST AI RMF and ISO/IEC 42001 in VerifyWise

Verified credential

Certificate of Completion: Becoming an AI Governance, Risk & Compliance Practitioner, an 8-week practitioner program. Issued May 28, 2026 · 20 CPE.

The capstone is a simulated enterprise case built for training, not a review of a real company's system.